About Us
"We are the right people doing the right work for the right reasons."

Our Purpose
Our Expertise
Our Experience
Our Professional Designations
Our Team
Our objective is simple. We want to help homeowners over the age of 55 live their lives with dignity and financial independence.

We are a team of licensed mortgage professionals with extensive experience, having successfully completed thousands of mortgage transactions since 2016.
With deep expertise in the Canadian real estate market, credit, and consumer loan products—including mortgages, credit cards, lines of credit, and personal loans—we provide valuable insights and guidance. Our expertise is frequently sought after for industry conferences and training programs.

We Don't Like to brag
We’re not ones to boast, but since 2016, we’ve completed more reverse mortgage transactions than any other brokerage in Canada.
Know-how
We understand when a reverse mortgage is the right solution for our clients and when it may not be the best fit. While others focus solely on interest rates, our priority is enhancing our clients’ lifestyles.
Our team, consisting of former bankers and lawyers, offers patient and knowledgeable guidance to help you find the best solution for your needs.
Professional Designations


1. Managing Rising Living Costs & Car Payments"
I was already stretching my pension to cover basic expenses, but when my car lease was up, the new payment was just too much to handle. On top of that, my mortgage renewal came with a higher interest rate that I couldn't afford. I felt stuck-selling my home wasn't an option, but I didn't see another way. Johnny and his team showed me how a reverse mortgage could free up my finances . Now my mortgage is gone, my car payment is manageable, and I can finally breathe. With the cost of everything going up, this was the best decision I could have made.
Robert M., 72, Mississauga, ON
2. Staying in the Family Home & Avoiding Downsizing
My biggest fear was losing the home my late husband and I built together. I wanted to stay, but my fixed income wasn't enough to cover property taxes, maintenance, and everyday bills. My kids were worried I'd have to sell and move into a small apartment. Then I found out about a reverse mortgage.
Johnny
and his team walked me through everything, and now I don't have to move. I can stay in my home comfortably, and I don't have to worry about monthly payments. It gave me peace of mind and the ability to live on my own terms."
Margaret S., 78, Vaughan, ON
3.Paying Off Debt & Eliminating Monthly Payments
I retired with some lingering debt, and it was really starting to stress me out. Between my line of credit, credit cards, and mortgage, I was barely making ends meet. My financial advisor suggested a reverse mortgage, but I wasn't sure if it was the right move. Johnny took the time to explain everything in detail, and I realized it was the perfect solution. Now, all my debt is gone, I have no monthly payments, and I finally feel financially free. I wish I had done this sooner!
John & Linda B., 69 & 67, Oakville, ON
4.Helping Family Without Sacrificing Retirement
As a grandmother, I wanted to help my daughter with a down payment on her first home, but l didn't have the cash to do it. I also didn't want to dip into my retirement savings. A friend suggested looking into a reverse mortgage, and I'm so glad I did. I was able to gift her a down payment, and ! didn't have to give up my own financial security. The best part? I didn't even have to make a single payment! Johnny and his team made the process so easy, and now my daughter is a homeowner while / still get to enjoy my retirement without worry.
Barbara C., 74, Burlington, ON

Apply for a Better Tomorrow

Our expert mortgage team has developed the most comprehensive guide to Reverse Mortgages in Canada. Get free access by signing up for our newsletter. This guide will help you discover how to unlock your hidden wealth and enjoy a more comfortable retirement.